Someone had a nice spending spree with my money

Kinja'd!!! "Jagvar" (Jagvar)
07/22/2016 at 12:58 • Filed to: None

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An $1,100 charge at a furniture store in New Jersey, plus multiple charges to a shoe store, and I know I didn’t make those.

It’s a good thing I read my statements carefully. The charges were made in June, and no one from my credit card company caught them. No phone call, no text, no fraud alert, nothing.

Basically, they’re issuing me a new card and crediting the funds back to my account, but I won’t be able to touch the credited funds until a fraud alert is completed. That could take up to 90 days. Ugh.


DISCUSSION (14)


Kinja'd!!! Slant6 > Jagvar
07/22/2016 at 13:00

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Maybe it was president Rolland.


Kinja'd!!! Supreme Chancellor and Glorious Leader SaveTheIntegras > Jagvar
07/22/2016 at 13:01

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I’m sorry...i needed a new couch


Kinja'd!!! Honeybunchesofgoats > Jagvar
07/22/2016 at 13:04

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Ugh. Sorry to hear it.

Does your bank offer account alerts? I have mine set up to send me a text anytime I withdraw cash, spend over a certain amount, or make a purchase with the card that isn’t swiped.

Amex is really good if you have one. They have all of those alerts, but also have an app that pushes notifications to your phone every time you use your card.


Kinja'd!!! Ash78, voting early and often > Jagvar
07/22/2016 at 13:09

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“$317 at Zappos?! Definitely not Jagvar. LOCK IT DOWN!"


Kinja'd!!! Nibby > Jagvar
07/22/2016 at 13:10

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That was me, sorry. I saw a leopard print couch and just had to.


Kinja'd!!! Stapleface > Jagvar
07/22/2016 at 13:11

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That’s pretty fuckee up fraud didn’t catch it. Then again, the only card that I’ve really liked the fraud department was AMEX.


Kinja'd!!! ttyymmnn > Jagvar
07/22/2016 at 13:18

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My debit card number was stolen a while ago and somebody (probably an Opponaut) used it to buy car parts. We have our cards set up now to alert us to large purchases, and we have to approve them before they go through. It’s a PITA, but it’s an added level of security. We also had somebody file a tax return with my wife’s SSN this year. That was fun.


Kinja'd!!! Bourbon&JellyBeans > Jagvar
07/22/2016 at 13:18

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Makes you wonder... I had the same thing happen to me when I used to use SunTrust. Had a $500 charge at a CVS in Oakland, CA. I live in Maryland. I had legitimate charges ON THE SAME DAY in Maryland. The bank didn’t catch it.


Kinja'd!!! Tekamul > Jagvar
07/22/2016 at 13:24

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2 months ago somebody cloned my CC. All they managed to get before my bank caught on was two Old Navy gift cards.

Seems like a lot of effort for some chinos.


Kinja'd!!! Rusty Vandura - www.tinyurl.com/keepoppo > Jagvar
07/22/2016 at 13:46

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I hate it when that happens. But happen it does.


Kinja'd!!! JGrabowMSt > Jagvar
07/22/2016 at 13:53

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So uh....can I keep the couch?


Kinja'd!!! TheRealBicycleBuck > Jagvar
07/22/2016 at 14:19

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Back when everyone carried checkbooks, mine was stolen. They went on a shopping spree at Toys’R’Us, purchasing two game consoles and a bunch of games. From there it was off to Sears, then a clothing store, then the grocery store.

I had to write an affidavit of forgery for every single check and deal with every single store where this bozo spent my money. Fraud may be more common today, but it sure is easier to deal with.

The last time my car’s number was stolen, they were stopped when they tried to buy jewelry by phone in another state. The bank contacted me to verify the purchase, shut down the card when I told them it wasn’t me, and reissued a new card immediately. They were concerned that I wouldn’t have access, so they gave me the location of the nearest bank so I could pick up a temporary card if needed. One phone call is all it took.


Kinja'd!!! ciscokidinsf > Jagvar
08/08/2016 at 00:08

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The charge that finally triggered the fraud alert was a $38 oil change. Phaeton’s oil changes are usually $100


Kinja'd!!! Wacko > Jagvar
08/18/2016 at 14:37

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your credit card company should’ve known something was wrong since no shoes have ever been bought with you card.